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Your yacht is covered afloat, ashore or in transit for accidental direct physical loss or damage. Coverage applies to the yacht itself and includes spars, sails, machinery and other equipment normally required for the operation or maintenance of your yacht. Coverage can also be provided for the yacht's dinghy and/or trailer.

C&L Coverage is provided for personal property owned by you or a resident relative or guest, as a supplement to physical damage coverage. Coverage applies when property a being put aboard, while on board or while being unloaded from the yacht.

Physical Damage (Hull)

Personal Effects

Commercial Towing and & Assistance

Protection & Indemnity

Medical Payments

Unisured Boaters

We provide additional protection in the event there is an emergency situation where your yacht is disabled. There is no deductible to this coverage.

The policy protects you for damage done to another yacht or dock, or for injury or death to another party suffered as a result of your ownership or use of your yacht. The policy also covers liability you incur with a borrowed yacht after all other valid and collectible insurance has been exhausted. It is also extended to cover your legal responsibility under the U.S. Longshoremen's & Harbor Workers' Compensation Act.

Coverage is automatically provided if Protection & Indemnity coverage is purchased; higher limits are available. The policy provides for payment of medical expenses for you, your guests and family if injured while on, boarding or leaving the yacht.

This coverage protects for injury caused by an accident which you or a resident relative are legally entitled to recover from an owner or operator of an uninsured yacht.

The above is only meant for a quick overview. Please review the policy for complete details.